Health Insurance Analysis Report Essay Example | Topics and Well Written Essays - 1500 words

wellness Insurance Analysis Report - Essay ExampleTherefore, ACA ensures quality health service is affordable to plurality regardless of their social class. The Act requires more than individuals to get a health insurance coverage that allow enable them access health facilities anytime without finance problems. As the ACA health reform seeks to achieve all this it entrust inject many changes in the health sector. This paper, therefore, addresses the impacts ACA has brought to the wellness Sector. Patient to Physician Ratio After set up the new health reform on January 1, 2014, the entire healthcare system exit shake from the huge follow of individuals who will insure. Congressional Budget Office estimated that 14 million uninsured young state would join the group on January 1, 2014. By the year 2021, 16 million more will code the brackets. When the newly insured people join the health system, the doctor workload will hike as the number of doctor visits will go up. Limited f unding restricts people from visiting hospitals (Americas Health Insurance Plans, 2007). Besides, the health reforms anticipated will increase claim cost and cause delays in authorize to work. In simple language there will be issues related to scheduling of doctors appointments, ensuring quality healthcare, and availableness of medical resources (Gruber, 2002). According to American Journal of Medical Quality published a report and intercommunicate a shortage of nurses across America between 2009 and 2030, the USA will be hit by a serious shortage of more than 90,000 physicians by 2020 and by 2025, the shortage it will upsurge to more than 130,000 (Gruber, 2002). Lastly, the health reform recommends implementation of other measures of appointments with nurses and physical assistants, which the workers compensation system does non recognize. Eventually, this will cause compensation issues and add client consent requirements (Americas Health Insurance Plans, 2007). Besides, ACA aim s at reducing those physicians shortages by providing loan-based refund programs to principal doctors and offer incentives to medical schools to increase the number of medical students (Gruber, 2002). However, the healthcare system may not see the light of the day soon until students will be under this program graduate and begin their careers. Effect on Tax-Exempt Hospitals ACA has a intent of increasing hydrofoil concerning the payback that tax-exempt hospitals get. The act requires those hospitals to conduct a Community Health take Assessment (CHNA) every three years to portray how they are carrying out their duties to meet needs of their patients (Gruber, 2002). second the tax-exempt hospitals will be required to come up with a written financial assistance policy which would include criteria for eligibility to financial assistance, basis for coming up with figures charged to patients, and measures to be undertaken in grimace of nonpayment (Americas Health Insurance Plans, 20 07). The ACA will keep those tax-exempt hospitals on toes to increase transparency for quality of care to the patients. To crown it all, the health reform recommends penalizing the tax-exempt hospital that does not meet those rules up to $50,000. Health Care Funding Through Affordable Care Act, the Health Centre Program will award new funding which consist of the following. First, Health Center Base Adjustments where the Health Resources and